Has your area been recently ravaged by a storm? Was your roof left with a lot of damages? If your roof has sustained a significant amount of damage, you should have it repaired right away. You should never delay roof repair especially if the damages are more than just cosmetic issues. In these instances, a lot of homeowners ask questions regarding the repair and if their insurance covers the cost. This article aims to enlighten the homeowner of what to do with storm damages.
Will my insurance cover the costs for minor roof repair?
Insurance companies take a lot of precautions regarding the dispensation of funds to clients who have filed claims. To better answer this question, it is best to review the insurance policy. This should always be the first step if you consider filing a claim. To avoid the hassle, always be sure that you are aware of the coverage of the insurance policy so as to not waste time.
Will my insurance company cut me off after getting a claim?
It is highly unlikely for an insurance provider to cut you off or cancel your active policy for North Myrtle Beach roof repair due to storm damage. In some cases, it is illegal for providers to do such an act. Storm damage on your roof is something that is beyond your control. Regardless of how meticulous you are at having your roof maintained, if Mother Nature bears its wrath, your roof will not stand a chance.
Will my provider increase my rates after filing for a claim?
There’s a good chance that your insurance provider will do so. During a state of calamity, the insurance provider will pour out more money than it would like as more people will be filing claims for a roof inspection and other related services. This, in turn, will affect the clients in terms of raised rates. However, you can always double-check with your provider to confirm otherwise.
Why won’t the manufacturer’s warranty cover storm damage?
Your roof will likely be rated to withstand all sorts of instances that cause degradation. However, storm damage is not one of them. There are a lot of things that could go wrong during a storm. Such variables are hard to predict. The wind alone can have a massive impact on your roof. Although durable, roofing materials are not invincible against the wrath of a storm. However, experts like NMB Roofing Pros can make quick work of the roof damages.
Can I file for claims to repair older roof damages?
The short answer is, yes. You can file a claim to repair roof damages from a few months back. However, there’s a chance that your insurance provider might not approve of your claim. To be on the safe side, always file your claim as soon as possible. If damages are left unrepaired for some time, the damages may worsen, and cost to repair could rise. Always hire a roofing contractor to inspect the roof, assess the extent of the damage, and perform all the necessary repairs. For the best results, file a claim once your roofer determines the cost of the repairs.
Keep your roof maintained and avoid the hassle later on. Call NMB Roofing Pros today!
NMB Roofing Pros
North Myrtle Beach, SC 29582